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As
an employee of Edmonton Catholic Schools, your benefit coverage could be
affected with the addition(s) or changes in your life. Failure
to advise us within a 31 day period will result in you, your spouse or new
dependent being a late applicant with late applicant restrictions being
imposed.
Marriage
Benefits/Human Resource
Services must be notified within 31 days from the date of marriage to have
a spouse and/or stepchildren included on your benefit plan.
Failure to advise Benefits/Human Resource Services within the
31-day period will result in late applicant restrictions.
The commencement date of coverage for a spouse and/or stepchildren
will be the day the Benefits/Human Resource Services was notified. However, the employee may advise the Benefits/Human Resource
Services in advance of the impending marriage, in which case coverage will
be effective on the date of marriage.
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Birth
of a New Child
Benefits/Human Resource
Services must be notified within 31 days of the birth of a child to have
the new dependent included on an employee's benefit coverage.
The commencement date for coverage will be the date of birth if
Benefits/Human Resource Services is notified within the 31-day period.
If Benefits/Human Resource Services is notified after 31 days, the
new child will be a late applicant and restrictions will be imposed.
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Adoption of a Child
Benefits/Human
Resource Services must be notified within 31 days of the adoption of a
child in order to have the child included on an employee's benefit plan.
Failure to do so will result in the child being a late applicant
with restrictions on coverage being imposed.
A copy of the adoption certificate must be submitted to the
Benefits/Human Resource Services before the new dependent can be included
on the employee's coverage. The
commencement date of coverage will be the date of adoption.
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Separation
or Divorce
If an employee becomes
separated or divorced, the Benefits/Human Resource Services must be
notified as soon as possible, a former spouse is no longer eligible to be
included on an employee's benefit plan.
This may change an employee's status from family to single if the
employee has no other dependents, which will result in a decrease in
premiums. The effective date of change will be the date on which
Benefits/Human Resource Services was notified.
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Loss
of Spousal Coverage
If an employee loses
spousal coverage, Benefits/Human Resource Services must be advised within
31 days of the event. Failure
to notify the Benefits/Human Resource Services within this time frame will
result in employee and their dependent(s) being late applicants with late
applicant restrictions being imposed.
A letter from the spouse's former employer stating the loss of
health benefits and when the loss occurred must be submitted to the
Benefits/Human Resource Services before changes can be made.
The commencement date of coverage will be the date the spouse's
benefit plan terminates.
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Overall
Dependants
Dependent
children over 21 years of age are considered "Overage Dependents".
In
order for an overage dependent to remain on an employee's benefits,
he/she must be unmarried, a full-time student that has not attained 25
years of age or is unmarried and incapable of supporting himself/herself
because of a mental or physical handicap.
If the dependent is handicapped, proof of incapacity must be
provided within 31 days of the date on which the child's coverage would
terminate. Employees, whose
overage dependents are students, must submit an overage declaration form
to the insurance provider each school year.
Failure to provide this information will result in the termination
of the overage dependent's coverage.
If
an employee's dependent child is over 21 years of age and is not a
full-time student, coverage will terminate which may result in a benefit
status change. If an employee
status does change from family to single, the premium amount will be
reduced. The change of status will be effective the date
Benefits/Human Resource Services is notified.
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Name
Change
When changing your name
due to marriage, separation, or divorce, you must notify Human Resource
Services. In order to change an employee's name due to marriage, the
employee must submit a copy of a marriage certificate.
All other name changes require a copy of identification (e.g.
Driver's license or passport) submitted to Benefits/Human Resource
Services.
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Address
and/or Phone Number Change
All
employees must notify Human Resource Services of an address or phone
number change or an impending change.
For certificated employees, the Benefits/Human Resource Services
must notify the insurance carrier of an address change in order for
employees to receive correspondence such as cheques, benefit booklets, or
information leaflets from the insurance carrier.
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